It seems like the last year has been chock-full of zero based budget competitors. Can’t blame them. Apparently YNAB left a lot to be desired amongst some users. Well, Centsible is my attempt at fulfilling some of these complaints. Should you make the switch? I’d like to go over how I got here, what Centsible is, and how it differs from the competion. The story One day I felt the need to track my finances and budget.